Chairman's Message

On behalf of the Board of Trustees, I am pleased to provide for your information and review the Fund's 2012 Comparative Balance Sheets. This report provides clear evidence that CareComp continues to build on a consistent record of performance year after year.

The Fund's success has enabled it to pay refunds to eligible members totaling $900,000 this September, bringing the total distributions returned to members since our inception to $30,758,111. These refunds represent 22.8% of the premiums paid through December 31, 2012.

R. Frank Brown, Jr.
Chairman of the Board of Trustees
September 17, 2013